We offer a deposit product to meet your needs.

If you would like more information or would like to open an account, just stop in at one of our convenient locations or give us a call in Clarkfield (320)669-4431, Olivia (320) 523-1111, or Renville (320) 329-8301. You can also reorder checks anytime using using our secure Check Reorder Form.  

Advantage Rewards Checking

  • No minimum balance to open or maintain your account
  • Monthly service fee of $5.00 --waived if you elect to receive electronic statements
  • Debit card available at no charge
  • Free single checks
  • No fees at affiliated ATMs
  • Reward point program on debit cards

Advantage Checking

  • Opening deposit of $100
  • Monthly service charge of $7.50
  • Monthly service charge waived if any of these are met: -- You maintain a daily balance of at least $300 --Are a student-either high school or enrolled full-time in post-high school education (college or trade) up to age 24 --Are a senior citizen-age 55 or older (must notify us)
  • Debit card available at no charge

E-Checking

  • Opening deposit of $100
  • Interest bearing
  • Maintain $1,000 daily balance to obtain the disclosed annual percentage yield.
  • Monthly service charge of $7.50 --Waived if all of these are met: --You maintain a positive balance --Enroll in e-statements and on-line banking --Have 1 automatic deposit and 7 debit card or bill-pay transactions per statement cycle
  • Debit card available at no charge

Money Market Account

  • Opening deposit of $1,000
  • Interest bearing
  • Maintain a minimum daily balance of $1,000 to obtain the disclosed annual percentage rate
  • Quarterly service charge of $7.50, --Waived if a $1,000 daily balance is maintained
  • Checks can be written on this account subject to Reg. D

Advantage Savings Account

  • Opening deposit of $100
  • Interest bearing
  • Quarterly service charge of $1.00 waived if any of these are met: --If you maintain a $100 daily balance --Are age 18 or younger --A student-either a high school or enrolled full-time in post-high school education (college or trade) up to age 24
  • Six withdrawals per month subject to Reg. D

Interest Checking

  • Opening deposit of $1,000
  • Interest bearing
  • Maintain a daily balance of $1,000 to obtain the disclosed annual percentage rate
  • Monthly service charge of $7.50, waived if you maintain a daily balance of $1,000
  • Debit card available at no charge

IRA Variable Rate Savings

  • Opening deposit of $50
  • Interest is credited quarterly
  • $5 quarterly service charge --waived if an automatic deposit plan is set-up or a $1,000 daily balance is maintained

Health Savings Account

  • No minimum balance
  • Maintain $100 daily balance to obtain the disclosed annual percentage interest rate
  • $3.50 monthly service charge
  • No annual fee
  • FREE automatic transfers, direct deposit and online banking
  • FREE e-statements. If a paper statement is preferred a monthly paper fee of $5 will be charged
  • Debit card available at no charge

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Lost or Stolen ATM/Debit Card

If your ATM/Debit card is lost or stolen, contact us immediately. During business hours, contact your local bank.

  • Clarkfield- (320) 669-4431
  • Olivia- (320) 523-1111
  • Renville- (320) 329-8301

After hours/weekends please call (800) 236-2442 to receive assistance.